PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY

By using a PaidYET site, you are deemed to have agreed to all terms, conditions, use, and notices contained or referenced herein (the "Terms of Use"). PaidYET reserves its right, at its discretion, to update or revise these Terms of Use. You should check these terms of use periodically for changes. By accessing a PaidYET site after the posting of any changes to the terms of use, you acknowledge and agree to those changes, whether or not you have reviewed them.

Scope of Use
These terms of use apply to your use of all of the sites and services owned or operated by PaidYET, its operating entity Paymintz, Inc., and its affiliates (collectively referred to in these terms of use as "PaidYET"). Unless we say otherwise, all references to the PaidYET sites in these terms of use include all such sites. These terms of use do not apply to your use of unaffiliated sites to which any of the PaidYET sites link to.

Restrictions on Use of Materials
The content of this site and any other PaidYET site is protected by copyright and trademark laws, and is the property of PaidYET and the respective business on any affiliated hosted business pages. Materials located within PaidYET sites may be accessed only for your use. You agree not to sell, license, rent, modify, distribute, copy, reproduce, transmit, publicly display, publicly perform, publish, adapt, edit or create works from such materials or content or in any way exploit the material or content of a PaidYET site. This means, you may download copies of posted materials for business use only, so long as you neither change nor delete any author attribution, trademark, legend or copyright or other proprietary notices. When you download copyrighted material, you do not obtain any ownership rights in that material. As noted above, reproduction, copying, or redistribution of any material within a PaidYET site is strictly prohibited without the express written permission of PaidYET. You also may not, without PaidYET's permission, "mirror" any materials contained within any PaidYET site or any other service. Any unauthorized user of any material contained within any PaidYET site may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes.

Use of Services
You agree that (i)you will not engage in any activities related to the PaidYET that are contrary to applicable law, regulation or the terms of any agreements you may have with PaidYET; (ii) in circumstances where locations of PaidYET require identification, you will establish commercially reasonable security procedures and controls to limit access to your password or other identifying information to authorized individuals; (iii) you will not use any device, software, routine, file or other tool or technology, including but not limited to any viruses, trojan horses, worms, time bombs or cancelbots, intended to damage or interfere with the proper working of PaidYET or to surreptitiously intercept or expropriate any system, data or personal information from PaidYET; and (iv) you will not take any action that imposes an unreasonable or disproportionately large load on our infrastructure, including but not limited to denial of service attacks, "spam" or any other such unsolicited overload technique. You are responsible for: 1) maintaining the confidentiality of your username and password, 2) any and all transactions by persons that you give access to or that otherwise use such username or password, and 3) any and all consequences of use or misuse of your username and password. You agree to notify us immediately of any unauthorized use of your username or password or any other breach of security regarding the Services of which you have knowledge.

If you are a business entity, you agree that all officers, employees, agents, representatives and others having access to the username and/or password shall be vested by you with the authority to use the Services and legally bind you. You shall be responsible for all actions by current and former officers, employees, agents, representatives and others, regardless of whether authorized by you, that access the Services using the business' user name and password.

Products
The information, materials, products and services within PaidYET websites are subject to change. Not all products and services are available in all geographic areas. Your eligibility for particular products or services is subject to determination by and approval of PaidYET and/or affiliated companies.

Links
These terms of use apply only to the PaidYET sites, and not to the sites of any other companies or organizations, including those to which any of the PaidYET sites may link. We are not responsible for the availability of any other site to which any of the PaidYET sites link. We do not endorse or take responsibility for the content, advertising, products or other materials made available through any other site. Under no circumstances will we be held responsible or liable, directly or indirectly, for any loss or damage that is caused or alleged to have been caused to you in connection with your use of, or reliance on, any content, goods or services available on any other site. You should direct any concerns to that site's administrator or web master. Permission must be granted by PaidYET for any type of link to any PaidYET site. To seek permission, submit your request in writing to: Web Marketing Manager, C/O PaidYET, 1140 Highland Ave #193, Manhattan Beach, CA 90266. We reserve the right, however, to rescind any permission granted by us and to require termination of any such link to any of the PaidYET sites, in our sole discretion at any time.

Warranty
The services, products, information, materials, and functionality on any PaidYET site are provided "AS IS" and without warranties of any kind, either express or implied, including but not limited to the warranties of non-infringement of third party rights, title, merchantability, fitness for a particular purpose and freedom from computer virus or other harmful components. Neither PaidYET nor any of its affiliated companies warrant the accuracy, adequacy, completeness or timeliness of information, materials, products and services, or functionality on a PaidYET site or the error free use of a PaidYET site.

Neither PaidYET nor any of its affiliated companies nor any of its or their respective licensors or suppliers warrant or make any representations regarding the use or the results of the use of the services, products, information, materials and functionality within a PaidYET site in terms of correctness, accuracy, reliability or otherwise.

Limitations on Liability
We will, under no circumstances, be liable for any damages, losses, or liabilities including without limitation, direct or indirect, incidental or consequential damages, losses, or liabilities, in connection with your use of a PaidYET site or your reliance on or use or inability to use the information, materials, products, services, or functionality on this site, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure, even if PaidYET is advised of the possibility of such damages, losses, or expenses.

Security: Protection of Cardholder Data and Customer Data
PaidYET has implemented various measures, including appropriate administrative, technical and physical safeguards, designed to ensure the security and confidentiality of Cardholder Data and Customer Data, protect against anticipated threats or hazards to the security or integrity of such information, and protect against unauthorized access to or use of such information. Such measures may include, among others, encryption, physical access security and other appropriate technologies. PaidYET continually reviews and enhances its security systems, as necessary. PaidYET is subject to the detailed rules and regulations of the various credit and debit card organizations and networks (i.e. VISA, MasterCard, American Express, NYCE, Star, etc.), relating to the security and safeguarding of Cardholder Data, including the Payment Card Industry Data Security Standards ("PCI"), VISA U.S.A.'s Cardholder Information Security Program ("CISP") and MasterCard International's Site Data Protection Program ("SDP"). PaidYET endeavors to comply with all such rules at all times. Pursuant to such rules and regulations, PaidYET is required to undergo periodic third-party assessments and periodic network scans to ensure that, among other things, PaidYET has installed and maintains a firewall configuration to protect data; does not use vendor-supplied defaults for system passwords and other security parameters; protects stored data; encrypts transmission of Cardholder Data and sensitive information across public networks; uses and regularly updates anti-virus software; develops and maintains secure systems and applications; restricts access to data to those with a business need-to-know; tracks and monitors all access to network resources and Cardholder Data; regularly tests security systems and processes; assigns a unique ID to each person with computer access; restricts physical access to cardholder data; and maintains a policy that addresses information security. Additional information regarding the requirements of VISA's CISP and Mastercard's Site Data Protection program (SDP) can be found on the VISA USA and MasterCard International Web sites.

Applicable Law
Your use of this web site is governed by the State of California and applicable federal laws.

USA PATRIOT ACT NOTICE: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each individual or business that opens an account or requests credit. When an individual opens an account, or requests credit, a financial institution will ask for their name, address, date of birth, Social Security Number and other information that allows the financial institution to identify them. The financial institution may also ask to see their driver's license or other identifying documents. When a business opens an account or requests credit, the financial institution will ask for the business name, business address, Employer Identification Number, and other information that allows the financial institution to identify the business and signatories. The financial institution may also ask to see other identifying documents showing existence of the business.

Your Acceptance of These Terms by using any of the PaidYET sites, you acknowledge that you have read, understood, and agree to be bound by the Terms of Use. Please review the site's Terms of Use, and if you do not agree to the terms, do not use this site. Your continued use of any PaidYET site following the posting of changes to these terms will mean that you accept those changes.